LIVE | DLD
DLD Price Index:1,387+1.17%•Avg. Residential Price:AED 1,334,010+8.2% YoY•Off-Plan Transactions:↑ 34% YoY•Ready Property Sales:↑ 12% YoY•Golden Visa Threshold:AED 2,000,000•RERA Licensed Brokerage:Realty Access•RERA Broker ID:1•Dubai Rental Yield:6–9% p.a.•Source:Dubai Land Department•DLD Price Index:1,387+1.17%•Avg. Residential Price:AED 1,334,010+8.2% YoY•Off-Plan Transactions:↑ 34% YoY•Ready Property Sales:↑ 12% YoY•Golden Visa Threshold:AED 2,000,000•RERA Licensed Brokerage:Realty Access•RERA Broker ID:1•Dubai Rental Yield:6–9% p.a.•Source:Dubai Land Department•
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Finance Tools

Mortgage Calculator

Estimate your monthly repayments, total loan cost, and check whether your investment qualifies for the UAE Golden Visa — all in AED.

Loan Parameters

Property PriceAED 2.00M
AED 500KAED 50M
AED
Down Payment
UAE banks typically require 20% for expats and 15% for UAE nationals on first property.
20% — AED 400K%
10%50%
Annual Interest Rate
UAE mortgage rates typically range from 3.5%–5.5% for fixed-rate products in 2026.
4.5%
2%10%
Loan Term
Maximum loan term in the UAE is 25 years for expats and 30 years for UAE nationals.
25 yrs
5 yrs25 yrs

UAE Golden Visa Eligibility

This property meets the AED 2,000,000 minimum investment threshold for a 10-year UAE Golden Visa. Your family is included.

Learn about Golden Visa

Estimated Monthly Payment

AED 8,893

per month over 25 years

Loan Amount

AED 1,600,000

80% financed

Down Payment

AED 400,000

20% of price

Total Interest

AED 1,067,996

over loan term

Total Repayment

AED 2,667,996

principal + interest

Loan Breakdown

Down Payment (13%)
Principal (60%)
Total Interest (40%)

This calculator provides indicative estimates only and does not constitute financial advice. Actual mortgage terms, rates, and eligibility are subject to individual bank assessment, UAE Central Bank regulations, and property valuation. Realty Access recommends consulting a qualified mortgage broker before making any financial commitment.

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